Introduction

At Flash Funds ("Flash Funds", "we", "us", or "our"), your privacy is a top priority. We're committed to safeguarding your personal information and ensuring it's treated confidentially. This Privacy Policy ("Policy") explains how we collect, use, store, and share your personal information. It also details how we comply with relevant laws, including the Act respecting the protection of personal information in the private sector (Quebec).

Your Consent

By accessing our website, using our services, or providing us with personal information, you agree that we can collect, use, and disclose your information according to this Policy. To exercise any of your rights described here, you can contact us using the information in the "Contact Us" section below.

Personal Information Collected

Flash Funds collects personal information in a few ways: Directly from you: This includes information you provide when you visit our website, use our services, or fill out a form. Through your use of our website: We collect data about how you interact with our site, which helps us improve your experience. From third parties: In some cases, we may receive information about you from authorized third-party sources, but only in accordance with applicable laws and regulations. Examples of the information we collect include: Contact details like name and email address Information about your use of our website and services We are committed to collecting only the information we need to deliver our services and operate effectively.

Flash Funds collects some information automatically when you visit our website

This information typically doesn't identify you personally, but it can include details like: Your web browser type The type of computer you're using Your operating system Your internet service provider (ISP) This information helps us understand how people use our website and how we can improve it.

Flash Funds uses cookies to improve your experience on our website.

Flash Funds uses cookies to improve your experience on our website. Cookies are small data files stored on your device that help us recognize you and personalize your experience. Here's how we use cookies: Improve your experience: Cookies remember things like your preferences (language) so you don't have to re-enter them on every visit. Personalize recommendations: Cookies can help us suggest products or services you might be interested in. Understand how you use our website: By tracking website usage, we can improve the overall user experience. We may also work with service providers who use similar technologies for these purposes. Here are some things to keep in mind about cookies: You can control how cookies are used through your web browser settings. If you use a public computer, it's a good idea to clear your browsing history before ending your session. We are committed to using cookies responsibly and in accordance with applicable laws and regulations.

You may see Flash Funds advertisements on other websites.

We partner with advertising companies to deliver these ads. These companies may use cookies and similar tracking technologies to: Track your browsing activity across different websites. Understand your interests and show you relevant ads based on your browsing history. This helps us: Measure the effectiveness of our advertising campaigns. Deliver ads that are more relevant to you. You have control over cookies: Most web browsers allow you to manage cookies through their settings. You can choose to block or delete cookies altogether, or you can control which websites can store cookies on your device.

We use Google Analytics to understand how people use our website

This helps us improve the website and your overall experience. Google Analytics uses cookies and similar technologies to collect information about your website usage, but it anonymizes your IP address before sending it to Google. This means your browsing activity cannot be easily traced back to you. For more information about Google Analytics privacy practices, please see Google's Privacy Policy: https://support.google.com/analytics/answer/7318509?hl=en

How We Use Your Information:

Flash Funds collects and uses your information for several reasons, but only when permitted by law: Delivering Our Services: We need some information to register you for services, manage your accounts, and resolve any issues. Personalized Experience: We may use your information to personalize your experience on our website and with our services. We also analyze overall usage patterns to improve our offerings for everyone. Website Improvement: We use feedback and information collected to improve our website and services. Promotions and Surveys: We use information to manage contests, promotions, and surveys you participate in. Marketing (Opt-Out Available): We may use your information to understand your preferences and send you relevant offers (via email or online ads). You can opt-out of marketing communications at any time. Other Business Purposes: We may also use your information for legitimate business purposes, such as developing AI tools, preventing fraud, complying with legal requirements, enforcing agreements, and record-keeping. We will always obtain your consent or rely on legal authorization when necessary.

Sharing Your Information:

Flash Funds only shares your personal information in a few circumstances: Delivering Our Services: We may share your information with trusted partners and service providers to help us deliver the services you request. Improving Your Experience (Opt-In): With your consent, we may share your information with affiliated companies to better understand your needs and offer relevant products or services. You can choose not to participate in this information sharing. Legal Requirements: We may share your information if required by law, such as for legal proceedings or fraud prevention. Important to Know: We may use service providers located outside Canada. We ensure these providers meet our data security standards. Your information may be subject to the laws of the countries where it's processed. We will always obtain your consent or rely on legal justification before sharing your information.

Accessing and Updating Your Information:

You have the right to access and update your personal information with Flash Funds. Here's how: Request Your Information: Contact us using the information in the "Contact Us" section to submit a request. We will provide your information within a reasonable timeframe, and a small fee may apply. Correcting Your Information: If any information is inaccurate, incomplete, or misleading, you can request corrections through the same process. Controlling Your Information: You can also control how your information is used: Opt-Out of Marketing: Contact us to opt-out of receiving marketing communications. Withdrawing Consent: While you can withdraw consent for information collection and use, some limitations may apply depending on your existing agreements and legal requirements. Withdrawing consent may also impact your ability to use certain services. We understand your right to privacy and are committed to providing you with control over your information.

Protecting Children's Privacy:

Flash Funds does not target its website to children under 18. We also don't knowingly collect information from anyone under 18. If we discover we've unintentionally received information from a minor, we will promptly delete it.

Links to Other Websites:

Our website may contain links to other websites that Flash Funds doesn't own or operate. These websites have their own privacy policies, and we recommend you review them before submitting any personal information. Flash Funds is not responsible for the privacy practices of other websites.

How Long We Keep Your Information:

Flash Funds keeps your information only as long as necessary for these reasons: Delivering Services: We retain information to fulfill your service requests and manage your accounts. Security and Protection: We may keep information to prevent fraud and protect our systems. Legal Requirements: We may need to retain information to comply with laws and regulations. Enforcing Agreements: We may use information to enforce our agreements with you. If you withdraw consent or your agreement ends, we will stop using your information for service delivery. However, we may still retain some information for legal or security purposes.

Updates to Our Privacy Policy:

Flash Funds may update this Privacy Policy from time to time. We will update the "Last Updated" date at the bottom of this page whenever changes are made. We recommend you review this Policy periodically to stay informed of any updates.

How to Contact Us:

Access or Update Your Information: To request access to or update your personal information, contact us using the methods below. Privacy Questions: If you have any questions about this Privacy Policy or our information handling practices, feel free to reach out. Contact Information: Email: info@flashfunds.ca

This Privacy Policy is available in both English and French

In the event of any inconsistencies between the two versions, the English version will prevail.

Priority of Contracts

If there's a conflict between this Privacy Policy and a separate agreement you have with Flash Funds, the terms of your agreement will prevail.