About Flash Funds
Here For Your Personal Financing Needs
Fast Cash Solutions in Canada:
With Flash Funds you get access to Secure Instant Cash Loans for Unexpected Expenses.
How do I get my flash funds?
Interest Rates : Starting at 28% APR
Fees : amount per biweekly, subject to variation during the loan term.
No Hassle Repayment
Worry less about making payments on time, with automatic withdrawals.
Why Opt for Flash Funds for Your Online Loan Needs in Canada?
Instant Loan Approval, No Delays
Apply for an online loan with us and skip the wait. Our application process is quick, secure, and paperless. Get approved immediately and receive your funds via e-transfer in about 2 minutes.
Fully Licensed & Compliant
As a licensed lender in Canada, we adhere to all provincial rules and regulations. You can trust us to provide a compliant and reliable loan service.
Hassle-Free Online Application
Say goodbye to paperwork and long lines. Our online loan application is straightforward and can be completed from the comfort of your home. Your quick cash loan is just a click away.
Flexible Repayment Plans
We offer the freedom to repay your loan in multiple installments, all at the same interest rate. It's our way of ensuring you're completely satisfied with your loan experience.
Frequently Asked Questions
The most common questions about how our business works and what can do for you.
What’s a credit check ?
Ever wonder how lenders decide if you qualify for a loan ?
They do a credit check, which is basically a peek at your credit history. This includes things like past loans, credit card payments, and even public records.
But what if you need cash fast and don't have time for a credit check ?
That's where Flash Funds comes in! We offer an alternative to traditional loans. With Flash Funds, there are no credit checks. We focus on getting you the money you need quickly and conveniently, perfect for those unexpected emergencies. So, skip the credit check hassle and get the cash you need now with Flash Funds !
What do I need to do to get started with a Flash Funds loan ?
Getting the cash you need with Flash Funds is simple!
Getting the cash you need with Flash Funds is simple !
Quick Application: Fill out our short and easy application online. No lengthy forms or waiting in line.
Fast Decision: We'll let you know about your approval decision quickly. No waiting days for a bank verification.
Transparent Fees: We have upfront and clear fees, so you know exactly what you're paying. No surprises.
Fast Funds: Once approved, you'll receive your cash deposit quickly and securely.
Skip the complicated steps of traditional loans and get your money fast with Flash Funds !
What do I need to qualify for a Flash Funds advance ?
Getting a Flash Funds advance is simple ! Here's what you'll need :
Be 18 or older: We understand that unexpected expenses can happen at any age. Live in Canada: We're here to help residents in Canada with their short-term cash needs.
Stable Income: Having a reliable income source for at least 3 months shows your ability to manage the advance. We accept income from various sources, including salaries, government benefits, and some annuities. (List of the most common income types: salaried, RQAP, CNESST, SAAQ, etc.) See full list on our website.
Canadian Bank Account: This allows us to securely deposit your funds directly into your account.
Not in Bankruptcy: We want to help those who can manage the advance responsibly.
Flash Funds offers a fast and convenient alternative to traditional loans. Apply today!
What is the interest rate ?
What happens if I can’t make my payment ?
Are there any extra fees ?
What are my options for getting access to cash right away ?
What happens once I’ve submitted my request ?
How long will it take for me to get the money ?
Get your money fast! In most cases, your Flash Funds advancewill be deposited in your bank account before midnight on the same day you're approved.
Please note :
Since some banks have their own processing times, it's possible it may take up to 48 business hours in rare cases.
Here's what to expect :
Fast Approval : We'll let you know about your approval decision quickly.
Quick Deposit: For most banks, you'll see the funds before midnight that same day.
Transparency: We'll inform you upfront about any potential delays due to bank processing times.
Get the cash you need fast and conveniently with Flash Funds !
Do you need to confirm my employment status ?
In rare instances, we may need to verify your employment to ensure your financial security. This verification is done to a Flash Funds advance.
We strive to be transparent and make the process as easy as possible.
What is a variable credit contract ?
Instead of a traditional term loan, Flash Funds offers you a variable credit contract.
This means you have Access to Funds When You Need Them. You have a line of credit available, so you can use the money as needed, not all at once.
Repay at Your Pace: Make payments on the used amount without any prepayment penalties.
Simple Agreement: We'll send you a clear and concise contract outlining the terms. Apply for a Flash Funds advance today and unlock the flexibility you need!